Boomer Homes Coming to Market: 4 Essential Facts for 50+

A new Realtor.com analysis projects that 13.9 million boomer homes will change hands by 2036. Owner-occupied homes held by baby boomers and the Silent Generation are expected to fall from about 36.7 million today to 22.8 million. If you own a home, this shift may affect your plans.

Why Boomer Homes Matter to You

For many people over 50, the house is the biggest asset they own. It holds memories, equity and a sense of security.

Deciding when, or whether, to sell is one of the largest financial choices of later life. A wave of boomer homes reaching the market could change what buyers expect and how quickly your home sells.

It could also affect your children and grandchildren, who are often the ones competing for a first home.

Key Facts & Context

The analysis, reported on October 5, offers these numbers:

• 1.39 million homes a year, on average, released by older owners.
• 34% above the pace of the prior decade.
• 9.9 million family homes (3-4 bedrooms), the bulk of the total.
• Only 0.38 million starter homes (0-2 bedrooms) expected to be released.

Older owners hold about 1.33 million starter homes, or 51.3% of that segment, but are expected to release less than one-third of them. Among owners aged 70 to 79, nearly three-quarters of starter-home owners have no mortgage, so there is little pressure to move.

The Realtor.com economist quoted in the report called the handoff “a welcome relief,” but not enough to solve the shortage alone. Price effects are expected to be gradual and uneven, with localized softening instead of a national correction.

That matches what many owners say. A 2025 Redfin-commissioned survey found 33.5% of boomer homeowners plan to never sell, and another 30% do not expect to sell within a decade.

What This Means for You

Whether you plan to stay or go, a few steps will keep your options open.

Action 1: Run the Real Monthly Numbers

Downsizing does not always lower costs. Some owners have no mortgage or a very low rate, so a smaller home can cost more each month. Compare taxes, insurance, fees and a new loan before you decide.

Action 2: Get Your Home Ready Early

Boston College researchers found that homeowners tend to get lower prices after age 70 than younger sellers. Repairs, clean records and good upkeep can help. A tool like Home360, a home-management service for documents, appliances and maintenance reminders, can keep it all in one place.

Action 3: Consider Aging in Place

Not everyone wants to move. Many owners are adding first-floor bedrooms or accessible showers so they can stay put. Compare that cost with moving before making a choice.

Action 4: Talk With Family and a Professional

Share your plans with your family, and consult a financial or real estate professional about taxes, long-term care and your options. For related reading, see our look at retiree income and Treasury yields.

Looking Forward

The peak of this housing handoff likely falls after 2036, so you have time to plan. Start with a clear picture of your finances and your wishes. Browse our Home & Living hub and our retirement income guide for next steps.

Source: HousingWire, reporting on the Realtor.com analysis.